Northern Circle Indian Housing Authority

Mortgage Assistance

Assistance for consortium members who are home owners and have a monthly mortgage payment. A one time payment of $3000 or 6 monthly payments of $500, paid to the mortgage company. Must be an enrolled member of an NCIHA Consortium tribe, with income at or below 80% of the Area Median Income. 

Tribe Eligibility and Specific Program Details

Tribes listed below are eligible for this program. Click the plus ( + ) next to the tribe’s name to see any additional details about the program which are specific to each tribe. Additional details may include time limitations, service area limitations, total assistance available, or additional eligibility and/or verification requirements. These details are in addition to the general program details listed above. 

No additional details are available for Berry Creek members for this program.
No additional details are available for Grindstone members for this program.
No additional details are available for Manchester-Point Arena members for this program.
No additional details are available for Mooretown members for this program.
No additional details are available for Sherwood members for this program.
No additional details are available for Wilton members for this program.

Program Contacts

Leticia Gonzales
530-484-4240 ext. 240
grindstone Office
Laura Gonzalez
707-468-1336 ext. 129
ukiah Office
Justin Keys
707-468-1336 ext. 135
ukiah Office
Montana Wise
707-468-1336 ext. 116
ukiah Office

Program Income Limits

The Northern Circle Indian Housing Authority Board of Commissioners has established the following income limits to be eligible for our income based programs. The following limits are effective starting March 14, 2026.
The income limits shown here are based on an annual household income of 80% of Area Median Income based on the number of household members.

Household Members

Annual Income Limit

1 Person

$72,050

2 People

$82,350

3 People

$92,650

4 People

$102,900

5 People

$111,150

6 People

$119,400

7 People

$127,600

8 People

$135,850